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[US Credit Card Debt And Aprs Rise: Strategies For Consumers] According To Experian, US Consumers' Average Outstanding Credit Card Debt Reached $6,730 In 2024, A 3.5% Increase From The Previous Year. The Federal Reserve Reported The Average Credit Card APR Stood At 21.91% As Of February 2025. The Article Suggests That Consumers Struggling With This High Debt May Negotiate With Creditors For Terms Like Lower APR Or Waived Fees, Or Consider Alternatives Such As Balance Transfers, Debt Consolidation Loans, Or Nonprofit Debt Management Plans.

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